Investing in SBI Mutual Funds has been made simpler than ever before whether you are a seasoned investor or a novice in this area. You can start investing on the website or Investap. 

There are multiple types of Mutual Funds, two most popular among these are equity funds and debt funds. The difference between them comes from where the money is invested. While equity funds invest predominantly in equity share and related securities, debt funds invest in fixed income securities. Both debt and equity differ in characteristics, these characteristics determine how the respective schemes would behave.

Direct Plan is one that lets you invest directly with the Mutual Fund house, without the involvement of any third party distributor. Since there is no fees paid to the broker, the expense charged to the Direct Plan ends up being lower than that of the Regular Plan of the same scheme. The NAVs of the Regular Plans and Direct Plans are not the same on account of difference in expense ratio.
Regular Plan’ is the plan in which investors invest through through a broker or distributor. Expense ratio of Regular plan is higher than the Direct Plan on account of fees/commission paid to the distributor/broker. The NAVs of the Regular Plans and Direct Plans are not the same on account of difference in expense ratio.