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SBI Credit Risk Fund

Fund Manager

  • Mr. Lokesh Mallya

    Managing this fund since Feb 2017.

    Total experience 12 years .

    See all Open-Ended funds managed by Mr. Lokesh Mallya
    Mr. Lokesh Mallya
    Description :

    Lokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with Birla Sunlife Asset Management, Investment Team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP).

    Total experience: 12 years
    Open-Ended funds Managed by Mr. Lokesh Mallya
    • Category
      DEBT
    • AUM ():
      3190.15 Cr as on 31 Mar 2022
    • Risk
      HIGH
      riskometer
      • Regular income for medium term.
      • Predominantly investment in corporate debt securities rated AA and below.
    • Benchmark
      CRISIL Composite Credit Risk Index
    • Exit Load
      Read more

      For exit within 12 months from the date of allotment – For 8% of the investment – Nil; For the remaining investment - 3%

      For exit after 12 months but within 24 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -1.5%

      For exit after 24 months but within 36 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -0.75%;

      For exit after 36 months from the date of allotment – Nil

    • Type of Scheme
      Read more
      An open-ended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
    • Launch Date
      July 17, 2014
    INVEST NOW
    Returns

    as onMay 11, 2022

    7.82%

    * for Regular Growth

    Min Lumpsum ()

    5000 & in multiples of 1

    Min Additional Lumpsum ()

    1000 & in multiples of 1

    • Fund Overview
    • Portfolio
    • Historical NAV
    • Documents
    • TAX Status
    • Performance
    • Index Constituent

    Investment Objective

    To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

    Investment Strategy
     
    The scheme aims to generate attractive returns through high-yielding corporate debt securities which are rated below the highest rating. 
     
    The fund will follow an active credit management strategy. 

    Compounded Annualized Growth Rate Performance

    Last 1 Year Last 3 Year Last 5 Year Since Inception(17/07/2014)
    SBI Credit Risk Fund4.85%7.03%6.56%7.82%
    Scheme Benchmark: - NIFTY CREDIT RISK BOND INDEX C II

    Benchmark

    		6.77%8.63%8.3%8.97%
    Additional Benchmark: - Crisil 10 Yr Gilt Index

    Additional Benchmark

    		-1.93%5.65%4.94%6.96%

    Current Value of Standard Investment of Rs 10,000

    Last 1 Year Last 3 Year Last 5 Year Since Inception(17/07/2014)
    SBI Credit Risk Fund 10485 12260.03 13741.51 17978.06
    Scheme Benchmark: - NIFTY CREDIT RISK BOND INDEX C II

    Benchmark

    		 10677 12822.25 14903.5 19526.72
    Additional Benchmark: - Crisil 10 Yr Gilt Index

    Additional Benchmark

    		 9807 11793.87 12727.51 16892.04
    Notes:
    • Different plans shall have different expense structure. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV
    • Past performance may or may not be sustained in future and same may not necessarily provide the basis for comparison with other investment
    • Load is not considered for computation of returns
    • Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns
    • The data of the last working day has been considered for the calculation of performance
    • Wherever TRI data since inception for benchmarks is not available, benchmark performance is calculated using composite of CAGR and TRI values of the benchmark
    • The performance of the schemes is benchmarked to the Total Return variant of the Index
    • To view other open ended funds managed by the fund manager go to the Fund Manager section
    as on
    Quantitative Data As on 31-Mar-2022
    Expense Ratio**: 1.55
    Modified Duration: 1.37
    Average Maturity: 1.73 years
    Yield To Maturity: 5.96

    **Expense ratio exclusive of Service Tax on Management Fees

    Portfolio Holdings

    As on  31/03/2022
    Stock Name (%) Of Total AUM
    CASH, CASH EQUIVALENTS AND OTHERS 18.43
    TATA INTERNATIONAL LTD.( PERPETUAL BOND ) 4.72
    INDINFRAVIT TRUST 4.70
    JSW ENERGY LTD. 4.67
    FLOMETALLIC INDIA PVT. LTD. 4.40
    GODREJ INDUSTRIES LTD. 3.63
    TATA PROJECTS LTD. 3.53
    AADHAR HOUSING FINANCE LTD. 3.24
    COASTAL GUJARAT POWER LTD. (GUARANTEED BY TATA POWER LIMITED) 3.23
    L&T METRO RAIL (HYDERABAD) LTD. 3.04
    view complete portfolio

    Sectoral Breakdown (in %)

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