Find investment schemes ideal
to meet your needs, goals and dreams
Medium and long term equity
investments for capital growth
Mix of debt and equity investments
to offer income and growth
Includes Index Funds, ETFs and
Debt asset investments aimed at
regular and steady income
Schemes aimed at retirement planning and children benefit
Subscriptions open for our New
View SBI Mutual Fund's top trending funds here
Invests its corpus in debt instruments maturing in line with the scheme tenure
View our solution oriented facilities
LEARN MORE ABOUT MUTUAL FUNDS
Tools and calculators to let you assess
investment patterns and amounts
Plan for your life goals with a simple, efficient tool
that helps you invest better
Find out what the returns on your current
investments will be valued at, in future
Get a plan to invest a fixed amount every month and achieve your desired savings
Generate regular income from your investments
Reach your goals faster with top up SIP
Use this calculator to find out how much wealth you will accumulate and return on your investment using STP
Prepare for your child's treasured dream through investing in SIP
Plan early to keep up with your lifestyle even after retirement
Enjoy hassle-free investing on different
channels and devices
Invest online and complete mutual fund transactions in a few simple clicks.
Invest, earn returns and plan for your dreams, anytime, anywhere, with the SBI MF mobile app.
Reach out to our wide network of branches, distributors and agents, to invest in mutual funds
Use m-Easy to invest, redeem and switch schemes, through a simple SMS.
Use SBIMF WhatsApp to get your valuation, product information, and transact with a simple WhatsApp text.
Watch videos to learn the basic details and benefits of mutual funds
Understand financial and technical terms in the simplest of ways
Get clear and concise insights on the concept and working of mutual funds
Try some fun puzzles and games to test your knowledge of mutual funds
Read tips and articles to help you invest better and live happier
Get quick, easy answers to common, mutual fund related questions
Watch Fund Guru make mutual funds simple and interesting
Plan your financial investment journey with Mutual Funds
Complete transactions, service
requests and manage your investment
Redeem close ended schemes matured before 2004
Update details and check status
Get KYC complied and enjoy access
to a range of investment services
Check any dividend or redemption payout that you haven't received
Get your dividend & redemption payouts directly to your bank account electronically
Get the latest statement of your account and investment activities
Subscribe to stay updated on latest product information and news
Get an overview of complaints received by us, and their redressal status
Check if you have any dividend or redemption amount left to be claimed
Update FATCA details in order to be compliant with Indian and USA tax laws
Explore different mutual fund investment options that meet your varied needs
Know the procedure to get your queries / grievances resolved
Check documents and procedure to transmit investment units to surviving holders
View our solution oriented facilities
Managing Director & Chief Executive Officer
Mr. Vinay M. Tonse has been deputed by State Bank of India (SBI) as Managing Director & Chief Executive Officer of SBIMF effective August 24, 2020. He is an Officer in the rank of Deputy Managing Director of State Bank of India (SBI) and is on deputation to SBI Funds Management Limited since June 2020. Before his deputation to SBI Funds Management Limited, he was heading the Chennai Circle of SBI as Chief General Manager (June 2018 to June 2020). Other key assignments held by Mr. Tonse during the last 10 years in SBI are as under:
General Manager, Corporate Accounts Group ? II, Mumbai (November 2016 to June 2018)
Deputy General Manager, Equity & Commodities (Global Markets), Mumbai (June 2013 to November 2016)
Deputy Chief Executive Officer
Denys de Campigneulles has been deputed from Amundi Group as Deputy Chief Executive Officer of SBI Funds Management Limited (SBIFML) since March 2020. Denys has over 35 years of extensive experience in financial services.
Prior to joining SBIFML, he was the Chief Investment Officer of LCL Bank (former Credit Lyonnais) in Paris. From 2009 to 2016, he was the Head of Fixed Income Business Development & Investment Specialists with Amundi Paris. From 2005-2009, he was based in Hong Kong as Deputy Chief Executive Officer Asia for Amundi and between 2002 and 2005, he held the position of Chief Investment Officer of NH-Amundi, the joint venture of Amundi and NH Group in South Korea, located in Seoul. From 1994 to 2002 he held various senior investment positions in London and Paris for the Global Fixed Income and Currency Management Department of Amundi. Prior to joining Amundi, he worked with Banque Bruxelles Lambert from 1988 to 1994 and with Credit Lyonnais from 1986 to 1988.
Deputy Managing Director & Chief Business
D. P. Singh has over 30 years of rich experience in Banking and Financial services industry and has been associated with SBIFM since 1998. Before designated as DMD & CBO he was the Chief Business Officer and responsible for all business verticals and segments of the organization. Over the years, he has overseen many roles across the various functions in the organization.
Chief of Strategy, Digital & Technology
Srinivas Jain has experience of over 28 years in the financial services industry, with over 22 years in Investment management companies apart from Broking and Investment Advisory, He has been associate with SBI Funds Management since 2001. As Chief of Strategy, Digital & Technology he oversees key strategic initiatives of the organisation including heading Digital and Technology teams. He is also responsible for international business development initiatives and represents the organization on various sustainability initiatives. Over the years he has been spearheading various roles involving sales, product development, and marketing functions in the organization. Before joining the organization, he has worked with Birla Sunlife Asset Management and Kotak Securities. He is a Commerce Graduate from Bangalore University with a Cost Accounting background.
CIO - Equity
Industry experience: 28 years
R Srinivasan joined SBI Funds Management as a Senior Fund Manager in May 2009; he is now CIO-Equity and directly manages a number of funds. He was formerly the Head of Equity. He has rich industry experience spanning 28 years and has previously worked at a number of leading organizations in the BFSI space. Srinivasan is a postgraduate in Commerce and has done his MFM from the University of Bombay.
CIO - Fixed Income
Rajeev Radhakrishnan joined SBI Funds Management Limited (SBIFML) in 2008 as a Fixed Income Fund manager. He is currently CIO - Fixed Income and directly manages a number of funds. Prior to joining SBIFML, Rajeev was co-Fund Manager, Fixed Income with UTI Asset Management for seven years.
Rajeev is an Engineering graduate and holds a Master?s degree in Finance from Mumbai University. He is also a Charter holder of the CFA Institute, USA.
Executive Director & Chief Risk Officer
Aparna Nirgude has been associated with SBI Funds Management Limited for over 25 years and has been heading the Risk function since 2005. Before taking charge as Chief Risk Officer, she has handled various responsibilities within the company?s Investment Management and Research teams. Aparna holds a degree in Management from the prestigious Jamnalal Bajaj Institute of Management Studies.
Chief Operating Officer
Mr. Ganesan has a rich experience of around 39 years in various critical functional areas like admin, credit, financials, investment management, performance monitoring, marketing, planning and HR. He started his career as a marketing executive with an MNC and later joined Allahabad Bank as an officer. Prior to joining SBI Funds Management Limited, he was associated with State Bank of India (SBI) for 35 years since March 1985 and has held various important positions at SBI. Mr. Ganesan superannuated from the services of SBI as General Manager (Associates and Subsidiaries) on January 31, 2020. Mr. Ganesan has also served as Director on the four subsidiary Banks of SBI for over 2 years.
Chief Compliance Officer & Company Secretary
Chief Compliance Officer & Company Secretary
( Email - email@example.com )
Vinaya Datar has an overall experience of more than 25 years, including over 15 years in the financial services industry. She has worked extensively in the areas of Compliance, Secretarial, and Legal. Prior to this assignment, she was Assistant Vice President - Compliance with Mirae Asset Global Investments (India) Private Limited. Vinaya has also been previously associated with Reliance Capital Asset Management Ltd, IL&FS Limited and UTI Infrastructure & Services Limited. Vinaya is a Science and Law graduate and a member of Institute of Company Secretaries of India.
Investor Relations Officer
Investor Relations Officer ( Email - firstname.lastname@example.org )
C A Santosh has more than 25 years of experience in Customer Service and has been associated with SBI Funds Management Limited (SBIFML) since December 2007 in various capacities including Head ? Customer Service and Zonal Customer Service Manager (West and Mumbai Zone). Prior to SBIFML, C A Santosh was associated with Kotak Mahindra Bank as Chief Manager ? Customer Contact Center and was responsible for running the Contact Center Operations, handling queries, requests, and complaints of customers. His previous assignments have been with ICICI Bank, KLM/Northwest Airlines and Jet Airways.
Mr. Prakash is a Management Consultant and Executive Coach. He has 42 years of experience in a variety of industries out of which about 22 years has been in very senior positions. He has an extensive background in consulting and had work with several of India's leading businesses to manage change, coach senior management, build high performance cultures, align executive compensation, restructure organizations and conduct post merger integration. Currently, he is serving as a advisor to helion Advisors who advice a venture fund and Space Matrix Design Consultants.
Prior to setting up his own practice, Mr. Prakash had held several important positions, viz:
Managing Director, Korn/Ferry International, Gurgaon (March 2010 - November 2011) ;
Director HR, Helion Advisors Pvt. Ltd (January 2008 - February 2010);
Practice Leader, Hewitt Associates (June 1998 - December 2007);
President and whole time Director of DCM Financial Services Limited (1994 - 1997);
Chief Financial Officer of DCM Toyota.
He had also held several senior positions in finance at Escorts, HCL and Amar Dye Chem and has also served on the Board of Intec Capital Limited, a NBFC, from May 2014 to October 2015. Currently, Mr. Prakash is a director on the Board of IndiaMart InterMesh Limited.
CA Amarjit Chopra is practicing the profession of Chartered Accountancy for the past 46 years with proven adroitness in varied areas. Mr. Chopra has specialization in Internal and Statutory Audits of Private and Public
Sector enterprises, Banks and Insurance Companies including Company Law Matters, Accounting Standards and Audit and Assurance Standards. etc.
Mr. Chopra was the President of Institute of Chartered Accountants of India for the year 2010-11. He was also the Vice-President of the Institute of Chartered Accountants of India (ICAI) for the year 2009-10.
He had been associated with ICAI as Council Member for 15 years and also held the office of Chairman of Northern Indian Regional Council of ICAI (1986-89). He has also been on the various Committees/Bodies constituted
by the ICAI, Government and other regulators. He was also nominated Chairman of National Advisory Committee on Accounting Standards (NACAS) by Govt. of India for four years (2014-2018).
He has also been involved in training of Professionals/non-professionals in various training programs organized by Regulators (such as Comptroller & Auditor General of India, University of Petroleum and
Energy), Bankers Training Colleges/professional bodies in and around India. He has also made significant contribution to the cause of accountancy profession through association with ICAI/Regulatory/Academic Forums.
Presently, he is on the Boards of Roop Automotives Ltd., Rico Auto Industries Limited, Rico Investments Ltd, TATA Power Delhi Distribution Ltd, TATA Power Trading Co. Ltd. and ICAI Accounting Research Foundation.
He has also served on the Boards of First India Life Insurance Co. Ltd, Urban Improvement Co Pvt Ltd, Garden Reach Shipbuilders and Engineers Limited, Confederation of Asia Pacific Accountant (CAPA) and South Asian
Federation of Accountants (SAFA), Insurance Regulatory Development of Authority and nominated as a member to the Quality Review Board of Actuaries.
Mr. Sunil Gulati has over three decades of global experience in the banking industry across investment banking, corporate finance, relationship management, risk management and corporate strategy. In the last 15 years, Mr. Gulati was a key member of the management teams at RBL Bank Ltd (Chief Risk Officer), Yes Bank and ING Group, India. Mr. Gulati headed the GE Commercial Finance business for a short period. He was the head of the ING Barings business in India and was part of the core team that helped ING acquire a controlling stake in Vysya Bank. He was head of the Corporate and Investment Banking business at ING Vysya after the acquisition.
Mr. Gulati also worked with Bank of America, where he initiated their investment banking efforts in India in 1997. Before that, he was based in Hong Kong with primary responsibilities for Bank of America investment banking activities in North Asia. Mr. Gulati also handled strategic and corporate M&A exercises for Bank of America, throughout the Asia-Pacific region, including the divestment of its subsidiaries and branches in Malaysia, Thailand and Australia. Mr. Gulati had also worked with Standard Chartered Merchant Bank and with the management consultancy division of A.F. Ferguson & Co. in India.
Presently, Mr. Gulati is the non-executive Chairman of Merisis Advisors Pvt. Ltd., a boutique investment bank and is an Independent Director on the Boards of Fincare Small Finance Bank Ltd; Thirumeni Finance Pvt. Ltd, Visage Holdings and Finance Pvt. Ltd., Tapstart Capital Pvt Ltd, Samunnati Financial Intermediation & Services Pvt. Ltd., PNB Metlife India Insurance Company Ltd, Arthan Finance Pvt. Ltd., Paradime Technologies Pvt. Ltd. and Empays Payment Services India Pvt. Ltd.
Mr. Gulati holds an MBA from the Indian Institute of Management, Ahmedabad in 1984 and B.Tech. in Electronics from the Indian Institute of Technology, Delhi in 1982.
Dr. Archana Hingorani has over 25 years of experience in the asset management business. In her formative years, she helped create a new company and raise resources focused on oil exploration, a first for India. This laid the foundation for understanding private markets.
She has rich experience in fund raising, investing, nurturing investments through four different economic cycles, carving exit paths, and spearheading ESG programs.
Currently, she runs Siana Capital Management LLP, an asset management business focused on technology and impact investments. She also serves on the University of Pittsburgh?s Chancellor?s Global Advisory Council and the Advisory Board of TalentNomics, a Washington based group focused on encouraging upward movement of women in the workforce, and Global Impact Initiative, an Australian firm focused on impact investments.
In the recent past, she has also served on the Investment Commissions of the United Nations Environment Programme and has been recognized for leadership by Business World, Fortune India, and Asian Investor. She is an Adjunct Faculty at the Katz Graduate School of Business, University of Pittsburgh, for Private Equity and Alternative Assets.
She has served as Director on many Boards in the past, including their Corporate Governance, Compensation and Audit Committees. She has also served as CEO & Executive Director of IL&FS Investment Managers Ltd from 2009 to April 2017. She is currently Director on the Boards of Alembic Pharmaceuticals Limited, Grindwell Norton Limited, SIDBI Venture Capital Ltd, DEN Networks Ltd and 5Paisa Capital Ltd. She was also instrumental in creating one of the earliest Trustee companies in 1996.
Mr. Achal Kumar Gupta has around 41 years of experience in the areas of Banking and Financial services. He has rich experience in diverse areas such as Credit Administration, Asset Management, Retail Banking, Branch Banking, Controller of branches, Agricultural Banking, NRI Services etc.
Mr. Gupta has served State Bank of India (SBI) group for more than 36 years and held several key positions in SBI group including an overseas assignment of 4 years at SBI, Bahrain OBU. During his association with SBI, Mr. Gupta was deputed as Managing Director of SBI Funds Management Limited from May 2008 to January 2011. Prior to this, Mr. Gupta was the Chief Operating Officer of SBI Funds Management Limited since November 2005. He has also served as Managing Director of State Bank of Patiala from April 2012 to November 2013.
Mr. Gupta has served as Deputy Managing Director of IFCI Ltd from December 2013 to December 2016. He was also on the Board of The Association of Mutual Funds in India (AMFI) and recently also served as independent / non-executive director on the Boards of The South Indian Bank Limited, Canara Robeco Asset Management Co. Limited and Capital India Finance Limited.
Mr. P.B. Santhanakrishnan holds degree in Bachelor of Science and Chartered Accountancy. He is presently a senior partner of P. B. Vijayaraghavan & Co since 1979. He has an overall 43 years of experience in Statutory Audit of Public Sector Banks / undertakings / Charitable Institutions/ Educational Institutions and Non-profit Institutions. He has made numerous representations before SEBI, SAT, CBDT and ITAT on Corporate/Income Tax and FEMA matters.
He is a former member of the following institutions / bodies:
RBI Committee on RTGS (Real Time Gross Settlement)
Governing Board of PNB Institute of Information Technology, New Delhi.
Southern India Regional Council of Institute of Chartered Accountants of India (1982 – 1988)
Committee of Central Council of the Institute of Chartered Accountants of India.
Hony. Treasurer of Tamil Nadu Tennis Association
Madras Gymkhana Club
He was also on the boards of Oriental Bank of Commerce (2011 to 2014) and Can Fin Homes Ltd (2012 to 2016).Presently, he is on the Boards of Tamil Nadu News Prints and Papers Limited and Indo-Australian Chamber of commerce.
Mr. Dinesh Kumar Khara is the Chairman of State Bank of India. Before taking over the charge as Chairman, Mr. Khara was Managing Director (Global Banking & Subsidiaries) of the Bank supervising the businesses of Global Market, Corporate Banking and the businesses of non-banking subsidiaries of the Bank. The subsidiaries are engaged in diverse financial activities such as Asset Management, Life Insurance, General Insurance, Custodial Services, Primary Dealership, Investment Banking, Broking, Credit Cards, Pension Funds and Factoring services. He was entrusted with the role of supervision of 18 Regional Rural Banks (sponsored by SBI) having over 5,500 branches, with more than 55 million customers.
Mr. Dinesh Kumar Khara, 58 is an Alumni of FMS (University of Delhi) and Delhi School of Economics. He is also a Certified Associate of Indian Institute of Bankers (CAIIB). Mr. Khara joined SBI as Probationary Officer in 1984 and has over 36 years of experience in all facets of Commercial banking such as Retail Credit, SME/Corporate Credit, deposit mobilization, international banking operations, branch management, etc. During his tenure with State Bank of India, he held various positions including Chief General Manager ? Bhopal, Network General Manager Chennai & has been posted to the Bank?s Chicago office.
Mr. Fathi Jerfel has an Engineering degree from Ecole Poly-technique, Engineering degree from the Institut Fran?ais du Petrole & Post graduate degree in Economics (Petroleum Management) from the University of Dijon. Mr. Fathi Jerfel is Deputy Chief Executive Officer of Amundi SA in charge of investment solutions for Retail Network Division. After a start at Credit Lyonnais as Head of Financial Engineering and Fixed Income (1986-2001), he joined Cr?dit Agricole Asset Management in 2002 as Head of Derivatives Arbitrage & Cumulative Research. In 2005, Mr. Jerfel was appointed as Chief Executive Officer of Cr?dit Agricole Structured Asset Management. Mr. Fathi is a Chairman on the Board of various Companies viz., Amundi Hellas; Amundi SGR S.P.A., Amundi Private Equity Funds, Amundi Immobilier, LCL Actions France, IKS KB, Etoile Gestion, Amundi Finance Emission, Amundi India Holding, Amundi Polska, LCL Emission, Amundi Issuance and Director on the Board of AMUNDI, Societe Generale Gestion, Wafa Gestion (Monoc), Structura, Amundi Japan Ltd, DNA, Radian, Amundi Finance, BFT Gestion, Nextstage SAS & Bawag PSK Invest.
Mr. Swaminathan Janakiraman is the Managing Director (Corporate Banking and Subsidiaries) of State Bank of India (SBI). In a career spanning over 33 years with SBI, he has held various assignments across Corporate and International Banking, Retail and Digital Banking, Finance and Assurance functions.
In his current assignment as MD (Corporate Banking and Subsidiaries), he oversees the Large Corporate and Commercial Credit business of the Bank alongwith Associates & Subsidiaries of the Bank. This includes major non-bank business like Credit cards, Mutual Fund, Life & General Insurance, Capital Markets, Custodial Services etc.
Prior to this assignment, as MD (Risk, Compliance and SARG), he was looking after the Risk Management functions as well as Regulatory Compliance framework for the Bank. Earlier, as DMD Finance, he looked after Budgeting, Capital Planning, Financial Reporting, Taxation, Audit, Economic Research, Investor Relations and Secretarial Compliance. As Chief Digital Officer of SBI, he served as the head of Digital & Transaction Banking verticals of the Bank. Prior to that, as a CGM, Mr. Swaminathan was the head of the SBI's Hyderabad Circle overseeing the Bank's business in the State of Telangana
During his stint in SBI's International Banking Group, Mr Swaminathan served as General Manager (FIG), Corporate Centre Mumbai, which handles SBI's Correspondent banking relationships. As a DGM, he was head of Global Trade Services, responsible for Trade Finance business and Trade Operations of SBI's overseas offices. He was also Head of Trade Finance at SBI's Branch in New York, As SBI's nominee, he served on the Board of Bank of Bhutan, an SBI JV in Bhutan.
As SBI's nominee, Mr. Swaminathan was a Director on the boards of Yes Bank, NPCI, NPCI International and Jio Payments Bank. Mr Swaminathan also was the SBI's nominee director and Chairman of the Board of SBI Payments Services Pvt Ltd, an SBI Hitachi JV.
Currently he is Nominee Director on Board of SBI Capital Markets Limited, SBICAP Ventures Limited and SBICAP Securities Limited.
Mr. Vinay M. Tonse, Deputy Managing Director of State Bank of India (SBI), is on deputation to SBI Funds Management Limited since June 22, 2020.
Mr. Tonse started his career with SBI in 1988 as Probationary Officer.
He has worked in different geographical locations in India and abroad heading various business functions. He has good experience of handling and managing various areas of Banking such as Operations, Retail Banking including Agriculture credit and MSME sectors, Corporate Credit, International Banking Operations, Treasury Operations, Equity Portfolio Management, Private Equity, Venture Capital and Training.
Before his deputation to SBI Funds Management Limited, he was heading the Chennai Circle of SBI as Chief General Manager (June 2018 to June 2020). He had an overall responsibility of managing all the branches and offices of SBI situated in Tamil Nadu and Puducherry.
Other key assignments held by Mr. Tonse during the last 10 years in SBI are as under:
• General Manager, Corporate Accounts Group ? II, Mumbai (November 2016 to June 2018)
• Deputy General Manager, Equity & Commodities (Global Markets), Mumbai (June 2013 to November 2016)
• CEO, Osaka Branch, Japan (August 2009 to June 2013)
Mr. Denys de Campigneulles has been deputed from Amundi Group as Deputy Chief Executive Officer of SBI Funds Management Pvt. Ltd. w.e.f March 07, 2020. Mr. has over 33 years of extensive experience in financial services. Prior to joining SBI Funds Management Pvt. Ltd. as Deputy Chief Executive Officer, Mr. Campigneulles worked as CIO with LCL Bank Paris France. Prior to working as CIO with LCL Bank Paris France, Mr. Campigneulles worked from 2009 to 2016 as Head of Fixed Income Business Department & Investment Specialists with AMUNDI Paris France. He worked from 2005-2009 as Deputy Chief Executive Officer Asia with AMUNDI Hong Kong. He also held the position of CIO from 2002-2005 with NH-CA Asset Management, Seoul. From 1994 to 2002 he held various position in London and Paris for Global Fixed Income Management Department. Between 1988 to 1994, he worked with BANQUE BRUXELLES LAMBERT (PARIS). From 1986 to 1988, he worked from CREDIT LYONNAIS (Paris)
Mr. Jean-Yves Glain is the Head of the International Support and Marketing Intelligence Departments of Amundi, Paris and also responsible for joint venture supervision of Amundi. He has over 32 years of experience in the Finance industry. Mr. Glain has been associated with Amundi since 1995 and has worked in various capacities like Secretary General of the Support Department, heading the international development of the Amundi. Prior to joining Amundi, he was also associated with Cyril Finance Gestion (French asset manager) as Head of Sales from April 1991 to July 1995; BAFIP (French asset manager) as member of Institutional Sales team from Oct 1987 to March 1991 and with Bank of America, Paris from Feb 1985 to Sept 1987.
Mr. C. N. Ram has done B.Tech (Electronics) from IIT, Madras & PGDM from IIM Ahmedabad. Presently, he is associated with Warburg Pincus India Private Ltd. as Senior Advisor since 2015.
He started his career in 1979 as a graduate trainee at Tata Steel in Jamshedpur and moved to Bank of America in Mumbai in 1982 managing IT and served as VP & Country Systems Manager till 1994. Mr. Ram joined HDFC Bank as Chief Information Officer and Head of Information Technology since July 1994 and was responsible for its IT activities as well as its subsidiaries. He supported the entire range of banking services from Retail Banking to International operations and managed a team of 350 IT professionals. He worked at HDFC Bank until June 2008. He also worked with Essar Ltd as Group President ? CIO from 2010 to 2013.
Mr. Ram is the Co-Founder & Director of Rural Shores Business Services, a socially-oriented commercial company to help rural entrepreneurs set up BPOs in villages. He has served as a member of the Global Customer Advisory Board of NCR Corporation for their Self-Service business, the Asia-Pacific Technology Advisory Board of VISA International & the Customer Executive Advisory Board of Sun Microsystems. He was also a Member of the Reserve Bank of India's (RBI) IT Advisory Committee. He had served on committees constituted by the RBI to advise on Cheque Truncation, Technology for Financial Inclusion, setting up of a multi-bank telecommunications network etc. He has also served as an Advisor to the National Depositories Limited and the National Payments Corporation of India Limited. Most recently he was on the RBI?s Technology Committee for Mobile Banking and the Forward Markets Commissions? Advisory Committee on Technology. He is also a member of the CIO Angel Network (CAN).
Mr. Ram is the first recipient of The Konrad Zuse Medal of Honour for Lifetime Achievement in Business Technology instituted by the CIO Association of India in 2013. He was conferred the CIO Masters Lifetime Achievement Award instituted by Biztech2.com & Network18 in 2013. He is also the recipient of the Lifetime Achievement Award conferred by the CIO Leadership forum C-Change in 2015.
Mr. Moiz Miyajiwala is a Chartered Accountant in practice with an all India ranking of 27. He has also completed his Bachelor of General Law from KC Law College, Mumbai University and Bachelor of Arts in Economics and Statistics from St. Xavier?s College, Mumbai University.
Currently, Mr. Miyajiwala is an Independent Management Consultant and Proprietor at Moiz Miyajiwala, CA, Freelancing. He has successfully reorganized Finance function of a Limited Liability Company, improved processes and helped in outsourcing/centralisation of some parts of the Finance function. He is on the Board of Anjuman-I-Islam (a Section 8 Non-Profit Company engaged in Educational and Charitable activities and Honorary Treasurer of the Trust), Transpact Enterprises Limited and Benares Hotels Ltd., a publicly listed Company, where he chairs the Audit, Risk Management Committee and Nomination and Remuneration Committee.
Previously, he had held the position of CFO and Executive Vice President (Finance) / Compliance Officer with Voltas Ltd, till 31st May 2011 where he was overall in charge of Finance / Accounts, Compliances, General Management, Strategic Management, IT, Legal, Strategic Planning, Investor Relations and was a member of Corporate Management Committee. He has also served as an Advisor to the Managing Director of Voltas Ltd. and Board member of various associate and Group Companies and advisory and/or supervisory role for Voltas Ltd. from 2011 to 2013. He has held various position in Voltas Ltd. since 1980.
Mr. Miyajiwala was also a Partner of Dara Sorabji, Chartered Accountants, Mumbai, from 1978?1980, where he was responsible for Statutory Audits of Limited Companies, Trusts, Hospitals and Internal Audits & Taxation - direct and indirect.
His major achievements include restructuring the businesses of Voltas Ltd. and its revival. He was also involved in restructuring finances of the Company for improving leverage, rating and costs.
Mr. Miyajiwala is acknowledged as subject matter expert on Economic Data by Media. He has been awarded Prestigious ?Super Achievers Award by Indira Institute of Management Studies and featured as a ?Growth Manager? on the cover page of a prominent Business Magazine.
Mr. Shekhar Bhatnagar has experience of 34 years working for Reserve Bank of India. He was Chief General Manager-in-charge, Foreign Exchange Department, Central Office Mumbai before superannuating from Reserve Bank of India.
In her parent department namely, the office of Comptroller
and Auditor General of India (CAG) (the Supreme Audit Institution of India), she led and coordinated the production of several audit reports including the audit of the Central Board of Direct Taxes. As Principal
Director (International Cooperation), she was directly responsible for advising and implementing the CAG?s international obligations both bilateral and multilateral. In her last assignment in the office of
the CAG, she was responsible for developing and strengthening professional standards and practices in audit.
He has a vast experience as a Member in the capacity of Nominee Director on the Boards of both private and public sector commercial banks and has been a member of several sub-committees of the Board of Directors. He was involved in corporate governance in banks, in the formulation of guidelines/ action plans/framework in the areas of risk management and formulation of the turnaround strategy, risk assessment and risk mitigation strategies of weak banks, innovation of products for Payment Systems etc. He was involved in the process of implementation of BASEL II and III. He has an experience of monitoring the process of NPA management in commercial banks as part of the banking supervision process.
He was involved in regulation and supervision of credit lenders and investment vehicles in equity/ debt markets, Asset Reconstruction Companies and Mortgage guarantee companies, PPI, and aggregators in the payment space for non-banking finance intermediaries. He was the Country Head for Foreign exchange/ cross border transactions where he handled responsibilities of policy formulation, supervision, monitoring and compounding process and management of capital flows, both equity and debt.
Presently, he is an Independent Consultant working with L&L Law Firm as an Off Counsel on Foreign Exchange investment issues and as an Independent Consultant with Standard Chartered Bank for regulatory and supervisory matters
Mrs. Sudha Krishnan joined the Indian Audit and Accounts Service (IAAS) in 1983 and retired on November 30, 2020 as Member Finance to the Space Commission and Atomic Energy Commission. As Member Finance, she served as the principal advisor to the Commission on financial business pertaining to the Departments of Space and Atomic Energy Commission.
She has close to four decades of experience in public policy and finance. She has worked on secondment at the Ministry of Finance in different capacities where she has handled diverse portfolios including World Bank projects, personnel matters of the Central Government and writing memoranda and reports for the Finance Minister on improving the overall effectiveness of Government spending.
She has also served as Financial Adviser to the Ministry of Housing and Urban Poverty Alleviation. She has also served as Government Nominee Director on the Boards of many Government companies and banks.
In her parent department namely, the office of Comptroller and Auditor General of India (CAG) (the Supreme Audit Institution of India), she led and coordinated the production of several audit reports including the audit of the Central Board of Direct Taxes. As Principal Director (International Cooperation), she was directly responsible for advising and implementing the CAG?s international obligations both bilateral and multilateral. In her last assignment in the office of the CAG, she was responsible for developing and strengthening professional standards and practices in audit.
Mrs. Krishnan is an Independent Director on the Board of IDFC Financial Holding Company Ltd.
R Srinivasan joined SBI Funds Management as a Senior Fund Manager in May 2009; he is now the Head of Equity and also directly manages a number of funds. He has an experience of more than 25 years in equities having worked with Future Capital Holding, Principal PNB, Oppenheimer & Co (later Blackstone), Indosuez WI Carr and Motilal Oswal, among others. Srinivasan is a post graduate in Commerce and has an MFM degree from the University of Mumbai.
Sohini Andani manages equity funds at SBI Funds Management Limited (SBIFML) since 2010. She joined the company in 2007 and worked as Head of Research for 3 years before moving to fund management responsibilities. Sohini has over 25 years? experience in the financial services industry, including 11 years of experience in equity research on the sell side. Prior to joining SBIFML, Sohini was a Senior Research Analyst at ING Investment Management. Before that, she has worked with organizations like ASK Raymond James & Associates Private Limited., LKP Shares & Securities Limited, CRISIL, KR Choksey Shares & Securities Private Limited handling primarily equity research responsibilities. Sohini is a Commerce graduate from Mumbai University and a Chartered Accountant from ICAI.
Richard D?Souza joined SBI Funds Management Limited (SBIFML) in 2010 as Fund Manager for the Retail PMS division and is now managing equity funds at SBI Mutual Fund. Richard has over 28 years? experience in equities as a portfolio manager and as research analyst on the sell side. Prior to joining SBIFML, Richard was associated with ASK Investment Managers where he was the portfolio manager of their PMS schemes. He has also worked as a research analyst with sell-side organizations like Antique Share & Stock Brokers Private Limited, Sunidhi Consultancy Limited, and Alchemy Share & Stock Brokers Private Limited. Richard is a Science graduate from Mumbai University.
Dinesh Balachandran joined SBI Funds Management Limited in 2012 as a Senior Credit Analyst. He subsequently became Head of Research before moving to fund management responsibilities, where he now manages equity funds. Dinesh started his career with Fidelity in Boston, USA in 2001, where as an analyst he covered Structured Finance and local US Fixed Income market for over 10 years. Dinesh holds a B. Tech degree from IIT, Mumbai and a M.S degree from Massachusetts Institute of Technology (MIT). He is also a Charter holder of the CFA Institute, USA.
Analyst & Fund Manager
Nidhi joined SBIFM in 2007. Nidhi has completed Bachelor in Business Studies from CBS, Delhi University and holds a Masters? Degree in Economics from University of Delhi. Nidhi is also a Charter holder of the CFA Institute, USA.
Saurabh joined SBIFM in 2007 as Research Analyst. Saurabh is a Commerce graduate and holds Masters Degree in Business Economics from University of Delhi.
Tanmaya joined SBIFM in 2008. Tanmaya is an Engineering Graduate with specialization in electronics and holds a Master Degree in Finance from Narsee Monjee Institute of Management Studies. He is also a Charter holder of the CFA Institute, USA. Prior to pursuing his Masters, Tanmaya was a Software Engineer at Patni Computer Systems for a year and a lecturer in Electronics Department at D J Sanghvi College of Engineering, Mumbai for two years.
Head of Research
Ruchit joined SBIFM in 2010. Ruchit joined us from HSBC Asset Management where he was an analyst and assistant fund manager for four years. Prior to HSBC, Ruchit was as a sell side analyst with leading broking firms like ASK Raymond James and Prabhudas Liladhar for two years. Ruchit is a Commerce graduate from Mumbai University and holds Master?s Degree in finance from Lancaster University, UK. He is also a Charter holder of the CFA Institute, USA.
Namrata joined SBIFM as an Economist in 2014. Prior to this, she has worked as a consultant at Department of Economic Affairs, Ministry of Finance, India in various capacities. She has also been associated with HSBC where she assisted in tracking South East Asian economies. Namrata holds a Masters Degree in Economics from Delhi School of Economics and Bachelors Degree from Hansraj College, University of Delhi.
Rohit has been with SBI Funds Management since 2006. He has been engaged with our International Fund Management since March 2011. Rohit has also been a member of our research team. Before joining SBI funds Management, he worked with Television Eighteen Group as a research analyst for the firm?s flagship financial news channel, CNBC TV18. Prior to that, he was an analyst with JP Morgan?s offshore research centre. Rohit started his career as a management trainee with HDFC Standard Life Insurance.
Rohit is a Commerce graduate from Mumbai University and has completed his Post Graduate Diploma in Business Management (PGDBM) with specialization in Finance from Sydenham Institute of Management Studies. He is also a Charter holder of the CFA Institute, USA.
Milind joined SBI Funds Management Limited in May 2018 as an Equity Research Analyst. He has an experience of over 8 years in the Financial services industry. Before joining SBIFML, he had worked with Goldman Sachs Services Pvt. Ltd. as an Equity Research Analyst for 6 years. Prior to that, he was a Foreign Exchange Research Analyst at Vadilal Enterprises Ltd.
Equity Analyst and Fund Manager
Equity Analyst and Fund Manager
Mr. Bhavin Vithlani joined SBIFML in October 2018 as an Equity Research Analyst. He has over 18 years of experience in the finance sector.
Prior to join SBIFML, he was previously associated with following entities (assignments held during last 10 years).
Axis Capital Limited (Erstwhile ENAM Securities Private Limited) (March 2006 - September 2018) - Primarily involved in equity research for Industrial and Power sectors.
Tower Capital & Securities Private Limited (October 2004 - March 2005) - Primarily involved in equity research for Industrial sectors.
Head of Equity Dealing & Fund Manager
Raviprakash joined SBIFM in 2011. He has over 17 years of experience in Indian capital markets, spanning across Equity & Fixed Income. Raviprakash had joined us from HDFC Asset Management where he was part of the portfolio management team for almost four years. Prior to that, he was a financial advisor at Citigroup Wealth Advisors, India. Raviprakash has also worked with Kotak Securities, a leading securities brokerage house in India, where he was a part of the Equity Dealing platform. He started his career in 1999 with Birla Sun Life Securities.
Raviprakash is a Commerce graduate from Mumbai University and a Chartered Accountant from ICAI. He is also a Charter holder of the CFA Institute, USA.
Equity Dealer& Fund Manager
Neeraj joined SBIFM in 2006 as an Equity Dealer. Prior to joining SBIFM Neeraj was associated with Life Insurance Corporation of India (LIC) for 10 years. He started his career as an assistant administration officer in finance and accounts department of LIC. Thereafter he worked as an equity analyst for five years and subsequently as a dealer for three years.
Neeraj is a Commerce graduate from Magadh University and Chartered Accountant from ICAI.
Rajeev joined SBIFM as a fixed income portfolio manager in 2008. He currently heads the Fixed Income desk at the AMC. Prior to joining SBIFM, Rajeev was Co-Fund Manager for Fixed Income with UTI Asset Management for seven years.
Rajeev is an Engineering graduate and holds a Masters degree in finance from Mumbai University. He is also a charter holder of the CFA Institute, USA
Dinesh Ahuja joined SBIFM in 2010. Prior to joining SBIFM, Dinesh was a fund manager with L&T Investment Management and Reliance Group for four years. Dinesh started his career in 1998 as a fixed income dealer on the sell side. Thereafter he worked in leading broking outfits for eight years before moving on the buy side in 2006.
Dinesh is a Commerce graduate and holds his Masters degree in Finance from Mumbai University.
R Arun joined as a credit analyst at SBIFM in 2009 and subsequently became a fund manager for cash funds in April 2012. Prior to joining SBIFM, Arun was a credit analyst with ING Asset Management and Deutsche Bank for two years each. He started his career as a credit analyst with Crisil Ltd. in 2006.
Arun is a commerce graduate from Mumbai University and holds Masters in Finance degree from Mumbai Education Trust. He is also a FRM Charter holder of Global Association of Risk professionals (GARP)
Credit Analyst, Fund Manager
Mansi Sajeja joined SBIFM in 2009. Prior to joining SBIFM Mansi was a senior rating analyst at ICRA Limited (A Moody?s Investors Service Company) for over three years. Mansi holds bachelor?s degree in Financial & Investment analysis from Delhi University and has completed post graduation diploma in Business Management from MDI, Gurgaon. She is also a Charter holder of the CFA Institute, USA.
Lokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with Birla Sunlife Asset Management, Investment Team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP).
Mohit Jain joined SBIFM in 2015. Prior to joining SBIFM, Mohit was working as a Senior Research Analyst in CRISIL Limited. He is a graduate in Engineering from Sathyabama University and has completed CFA level III from the CFA Institute, USA.
Fixed Income Dealer & Fund Manager
Ranjana Gupta joined SBIFM in 2008. Prior to joining SBIFM, Ranjana was heading the broking activities at 21st Century Shares and Securities for 12 years. She started her career as a dealer in 1995 with OTCEI (Over the Counter Exchange of India). Ranjana is a Commerce graduate from Mumbai University.
Aparna joined SBIFM in 2007. Prior to that Aparna was a research analyst with Sahara Asset Management and Birla Global Finance for four years. Aparna started her career in 1989 with UTI Asset Management. She had been associated with the investment and fund management team of UTI for over 11 years.
Aparna is a Science graduate and also a graduate in general law from Mumbai University. She also holds a Master?s degree in Finance and a post graduate diploma in Treasury & Forex Management from ICFAI University.
Fund Manager& Head of PMS (Domestic)
Ajit is working as a Fund Manager & Head of Domestic PMS since July 2014. Ajit joined SBIFM as a research analyst in 2007 and was subsequently promoted as a fund manager in last quarter of 2010. Prior to joining SBIFM, Ajit was a sell side analyst with leading broking firms such as HDFC Securities and UTI securities for two years. Before that Ajit worked at SICOM Ltd. on various project finance assignments for eight years. Ajit is an engineering graduate with specialization in Metallurgy and holds Masters in Finance degree. He is also a Charter holder of the CFA Institute, USA.
Fund Manager, Fixed Income
Ravi has joined SBIFM as a Fund Manager ? Fixed Income (PMS) in December 2016. Prior to joining SBIFM Ravi worked with JPMorgan for more than 12 years. In his last assignment, Ravi was the fixed income fund manager at JPMorgan Asset Management India. Ravi started his career with JPMorgan India in 2004 and initially worked in different roles, before he moved to JPMorgan Asset Management India in January 2007 as a Fixed Income Investment Analyst.
Ravi is a commerce graduate from Mumbai University and holds MBA (Finance) Degree from ICFAI University. He is also a FRM Charter holder of Global Association of Risk professionals (GARP)
Vishal joined SBIFM in 2007. Prior to joining SBI FM, Vishal was an analyst with Motilal Oswal Securities for three years. Vishal is a Commerce graduate from Nagpur University and a Chartered Accountant from ICAI. He is also a Charter holder of the CFA Institute, USA.