SIP Top-up Calculator
Boost your investment value and reach your goals faster by topping up your SIPs periodically
Amount cannot be ₹0Please enter amount3 Years
Amount cannot be ₹0Please enter top - up amount
You would have earned
% increase in amount with annual top-up*
Ready to plan your SIP?
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Please provide your PANAre you ready to Top-up your SIP?
You can start your Top-up SIP in just 10 minutes, or
request a callback incase you have any queries.
Frequently asked questions
SIP Top-up is a facility wherein an investor who has enrolled for SIP , has an option to increase the amount of the SIP Installment by a fixed amount at pre-defined intervals. Thus, this facility enhances the flexibility of the investor to invest higher amounts during the tenure of the SIP.
Under this option, the investor can define the maximum SIP Top-up Cap, beyond which the SIP instalment will not increase in future.
In case of Monthly SIP, Half-yearly as well as Yearly frequency are available under SIP Top-up. Quarterly SIP offers Top-up frequency at yearly intervals only. If the investor does not specify the frequency, the default frequency for Top-up will be considered as Half-yearly
The Top-up amount should be a minimum of Rs. 500/- and in multiples of Rs. 500 only
The Top-up facility will be available in respect of all schemes offering SIP facility, except SBI Small Cap Fund
Investors can opt in for the online Modify SIP facility where the existing SIP will be cancelled and a fresh SIP with top up will be registered
Once enrolled, in order to modify the Top - Up Facility, the investor must cancel the existing SIP and enroll for a fresh SIP with Top-up option.
Investors can enroll for this facility while registering a fresh SIP. Investors must specify that they wish to opt in for SIP Top Up. They can either specify the amount or the percentage by which the SIP should be topped up and the desired frequency
