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What does it mean to be a part of one of the world’s fastest growing economies?

Growth in an economy is fueled by:

  • Building infrastructure through construction of roads, railways, bridges, houses
  • Creating an efficient banking & financial system that can support this infrastructure
  • Growth in consumption with increasing demand for goods and services

As the infrastructure, banking, consumption, industrial, and the rural sectors receive a boost from the government policies, your money can potentially receive a similar boost by investing in companies that belong to these sectors.

One way to do this is by investing in Mutual Funds. Mutual Funds invest your money through its various equity schemes across sectors and stocks while generating comparatively significant returns in the long-term.

So, invest in Equity Mutual Funds today and become a partner in growth.

What are Equity Mutual Funds?
Equity Mutual Funds, as the name suggests, are funds that invests a major portion (an equity exposure of 65 per cent or more) in equity and equity related instruments. Equity mutual funds offer a great opportunity for long-term wealth creation. They are one of the suitable options for investors who are looking to invest in stock market but have no knowledge and cannot time the market.
How do Equity Mutual Funds work?
You invest in an Equity Mutual Fund, and this money gets invested into stocks/ shares of various companies as investment objective and strategies of the respective scheme by the mutual fund house. The gains or losses that arrive from the stock market movements, decides the performance of the equity mutual fund that you have invested in.
Think Long-Term, Start Early. Stay Invested
Power of Compounding
One of the best possible way to make the most of equity investments would be, to start investing in equity mutual funds at an early age and remain committed to the investment for a long duration. Investments made through the SIP (Systematic Investment Plan) route benefit from the power of compounding, as the returns earned on the initial capital also get re-invested for potential returns in the long-term.
Riding through Volatile Markets
Equity markets can be volatile in the short-term, there could be many ups and downs owing to various factors. However, in the long-run equities have always managed to bounce back on a strong note. Hence, investing in the equities in the long-run is one of the best way to create wealth.
Stay Invested for a long-term
Patience pays while investing in equity mutual funds. Thus one must look at a long-term goal more than 3 years to generate reasonable returns. Staying invested over the long term could also reduce volatility associated with equity funds.
Advantages of Equity Mutual Funds
Expert management
You get access to fund manager’s expertise in identifying growth opportunities and taking investment decisions. You don’t have to analyse or monitor the market movement.
Diversification
Your investments, however, big or small are spread across various companies and sectors. Thus, giving you widespread diversification.
Liquidity
Equity mutual funds are quite liquid in nature, giving you easy entry and exit control over your investments.
Tax Efficiency
Short-term Capital Gains attract 15% taxation, while long-term (more than 12 months) capital gains are subject to 10% tax, over and above long term capital gain of Rs. 1,00,000 per financial year. Investments worth Rs. 1,50,000 made in ELSS (Equity Linked Savings Schemes) qualify for tax exemption u/s 80C.
Steps to invest in Equity Mutual Funds
One can invest either a Lumpsum in equity mutual funds or choose the Systematic Investment Plan (SIP).
  • Lumpsum requires bigger investment amount at one time which may not be possible for all investors.
  • SIP requires a smaller investment at regular intervals which aids in averaging the cost per unit as investors invest during both high and low points of the market.
Steps to invest in Equity Mutual Funds
Asses your risk profile
Choose a suitable equity mutual fund as per your risk appetite and your goal
Invest Online in 3 simple steps
Return Value Calculator
Find out what the returns on your current investments will be valued at, in future
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1K 99K

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Result
For this rate of return, at the end of your investment tenure of 1 years, your investment of Rs.1,000.00 will become

Rs. 1,120.00.

Mutual Fund investments are subject to market risk, read all scheme related document carefully. An investor education initiative

Corporate Office Address :

SBI Funds Management Pvt Ltd.

A Joint venture between SBI and AMUNDI

(CIN - U65990MH1992PTC065289), 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai-400051

Board Line: +9122 61793000

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