• Plan for investment – Savings Plan; Growth and Dividend Options.
• The scheme to invest only in debt instruments such as Government Securities, Corporate Bonds and Debentures and Money Market instruments. For the Savings Plan, investment in Corporate Bonds and Debentures will be in securities with maturity not exceeding 5 years.
• The Dividend option under the Savings Plan will endeavour to declare dividends on a daily basis while the Dividend option under the Investment Plan will endeavour to declare dividends on a quarterly basis subject to the availability of distributable surplus and at the discretion of the Fund Manager. The returns under the Growth Plan will be through capital appreciation only.
• Daily NAV. NAV will be disclosed on weekends and holidays in the case of the Savings Plan.
• Under the Savings Plan, units will be allotted on historic NAV if the applications are received at the designated collection centres by 10:30 a.m. on any business day subject to the funds being put to use on the date of investment. For applications received before 11:00 a.m. at the designated collection centres, same day’s prospective NAV will be allotted. In case where applications are received before 11.00 a.m. on a working day but preceding a holiday or a non-working day, the NAV would be of the day preceding the day on which clear funds are available for deployment at Mumbai. For applications received at non-high-value centres, the allotment of NAV would be the date of clearance of cheque/ draft. In cases, however, where the date following the date of clearance of cheque or draft is a holiday or a non-working day, then the units would be allotted on the NAV of the day preceding the next working day. For applications received after 11:00 a.m. on any business day, the same will be considered as applications received before 10.30 a.m./ 11.00 a.m. on the next working day.
• Under the Savings Plan, redemption cheques will be issued within 24 hours of the receipt of the redemption requests provided such requests are received before 11:00 a.m. on any business day. This facility will be available only at select centres. Under the Investment Plan, redemption cheques will be issued within 48 hours from the receipt of the redemption request. This facility will be available only at select centres.
• Minimum investment: Rs 50 lakhs and in multiples of Rs. 10 lakhs.
• Switchover facility will be available for switchover between various options and also between this scheme and other schemes of the Fund at NAV related prices.
• Tax benefits:
  
  Tax benefits to the unit holders: The tax benefits that will be available to the scheme’s investors will be as per the prevailing laws thus:
  
  
  1. Tax benefit is available under sections 48 & 112 on capital gains for resident Indians. The Magnum holders will have the option to pay the long term capital gains tax @ 10% (plus applicable surcharge) without the cost inflation index benefit or @ 20% (plus applicable surcharge) with the cost inflation index benefit, whichever is more beneficial.
  2. Dividends distributed under the scheme will be subject to a dividend distribution tax of 12.5% (plus applicable surcharge) and will be tax free in the hands of the investor.
  3. Magnums held under this scheme will not be liable to wealth tax and gift tax.
• Entry Load : Nil
• Exit Load : Nil
• SIP/STP,- As applicable to the normal transaction in the respective Debt Schemes

• A must for the investment portfolio of any corporate / HNI/ Banks/ Institutions
• A completely liquid income fund
• Ideal short term instrument for parking surplus cash
• Invests in money market instruments like commercial paper, G-Secs and short-term debt instruments
• Cash Plan and Dividend Plan available
• No entry or exit load.
• Minimum investment of Rs. 10,000
• Weekly dividends under Dividend Plan
• Nomination facility available. Minors can also be nominated
• NAVs on Saturdays, Sundays and Holidays
• Redemption cheque within 24 hours at select locations, payable locally
• A low-risk investment
• Enables investor to earn returns on money otherwise kept idle
• Zero credit and interest rate risk investment
• Entry Load : Nil
• Exit Load : Nil
• SIP/STP -As applicable to the normal transaction in the respective Debt Schemes

Please read the Offer Document before investing.

• An open ended Plan under the Magnum InstaCash Fund (MICF), offering a high degree of liquidity on investments and superior returns comparable to similar investment avenues consistentwith such high liquidity.
• STP will invest its entire corpus in debt (Corporate debentures, bonds, PSU/FI/Govt. guaranteed bonds), Govt. securities, call money and money market instruments (commercial paper, certificates of deposit, T-bills, bills rediscounting, repos, short-term bank deposits etc). Investments in debentures and Bonds will be in securities with maturity less than or equal to 3 years.
• STP will declare daily NAV including NAV on Saturday and Sunday and even on official holidays when Banks and Stock Exchanges are closed and sale and repurchase of units under the Plan is suspended.
• STP will be open for sale/repurchase on all business days. The cutoff time for receiving the sale/repurchase requests will be 10.30 a.m/11.00 a.m. The applicable NAV for the purpose of determining the number of magnums to be allotted will be the NAV of the day preceding the day in which the investment is made for investments whose funds are put to use on the day of investment. However in cases, where the cheques/drafts have been realized but the funds have not been put to use, magnums will be allotted based on NAV of the date of clearance of the cheque /draft.
• In case of repurchases, repurchase cheques will normally be issued within 24 hours at the same day's NAV if repurchase application is received at the SBI MF Corporate Office, SBI MF Investor Service Centres or the Registrar's Office before 11.00 a.m. on any business day.
• The STP will have no entry/exit load and lock-in period for the investment during the initial offer period. On reopening, a CDSC of 0.15% will be charged for exit wihin 10 days from the date of ivestment.
• Total recurring expenses are estimated to be 1.20% of weekly average NAV Minumum subscription: Rs. 10,000/- only. No maximum limit.
• The initial issue expenses associated with the launch of the STP will be borne by the Plan.
• Entry Load : Nil
• Exit Load : Nil
• SIP/STP As applicable to the normal transaction in the respective Debt Schemes